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Australia’s Housing Affordability Hits Record Low in FY26

公開 2026年9月4日

Courtroom-sketch editorial illustration of a solar calculator from a 2024 photograph, with its display left blank; symbolic economic context, not a calculation or figure from the report. — AI courtroom sketch of a solar calculator from a 2024 photograph, with its display left blank; symbolic economic context, not a calculation or figure from the report. Adapted from the credited reference. Solar calculator made in China.jpg — Suginami; CC0.

Australia’s housing affordability fell to its lowest level since records began in FY95, according to realestate.com.au’s 2026 report. A median-income household earning just over A$125,000 could afford 12% of homes sold in FY26, down from 43% in FY21, while a household earning A$76,000 could afford 2%. Affordability declined in every state; South Australia ranked least affordable at 7%, while Victoria led at 16%. The report said median prices rose just over 5%, new mortgage rates increased from 5.8% to 6.3%, and mortgage repayments reached 35.5% of average household income.

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